Share Account Agreement
The Credit Union is hereby authorized to recognize any of the
signatures subscribed hereto in the payment of funds or the transaction
of any business for this account and all related sub-accounts.
The joint owners of this account, hereby agree with each other
and said Credit Union that all sums now paid in on shares, or
heretofore or hereafter, paid in on shares by any or all of said
joint owners to their credit as such joint owners, with all accumulation
thereon, are and shall be owned by them jointly, with right of
survivorship and be subject to the withdrawal or receipt of any
of them, and payment to any of them or the Survivor or Survivors
shall be valid and discharge said Credit Union from any liability
for such payment. In the event a check is drawn in payment of
dividends earned by shares in this joint account, the joint owners
of this account further agree that said Credit Union is authorized
to draw the check to the order of the member/owner whose signature
appears on this card. The right or authority of the Credit Union
under this agreement shall not be changed or terminated by said
owners, or any of them except by written notice to said Credit
Union, which shall not affect transactions theretofore made.
Community Federal Credit Union Privacy Disclosure & Notice
Midwest Community Federal Credit Union is owned by its members
and run by a board of directors elected by you. To assure the
uninterrupted privacy and confidentiality of your personal financial
information, your credit union has continually maintained strict
practices regarding your financial privacy. You can be confident
that your financial privacy is a top priority of this credit union.
We are required by law to give you this privacy notice to explain
how we collect, use, and safeguard your personal financial information.
If you have any questions, please contact a member service representative
Community Federal Credit Union collects nonpublic personal information
about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us or others; and
Information we receive from a consumer reporting agency.
are committed to providing you with competitive products and services
designed to meet your financial needs, which necessitates that
we share information about you to complete your transactions and
to provide you with certain financial opportunities. In order
to do so, we have entered into agreements with other companies
that provide either services to us or additional financial products
for you to consider. These companies have been approved by the
credit unions board of directors.
may disclose all of the information we collect as described above
to other financial institutions with whom we have joint marketing
may also disclose information we collect about you under other
circumstances as permitted or required by law. These disclosures
typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow your
instructions, or protect the security of our financial records.
you terminate your membership with Midwest Community Federal Credit
Union, we will not share information we have collected about you,
except as permitted by law.
Community Federal Credit Union restricts access to nonpublic personal
information about you to those employees who have a specific business
purpose for using it. Our employees are trained on the importance
of maintaining confidentiality and member privacy.
We maintain physical, electronic, and procedural safeguards that
comply with federal regulations and leading industry practices
your nonpublic personal information.
I/We understand I/we will receive all product/service disclosures
with or after my/our application is approved, and that some services
require credit approval. I/We have read and agree to all terms
and conditions on this application.
I Agree - If you agree with the above terms please type a "1"
in the box to the left.